Your rights in a Florida HOA
Single-family homes and townhomes, governed by Florida Statutes Chapter 720. Records, fines, architectural denials, assessments, elections, and how to enforce each one.
Fines
Can My HOA Fine Me for Holiday Lights in Florida?
In Florida, an HOA generally cannot fine you for holiday decorations without first giving a written warning and one week to remove them. Learn the HB 1203 rule.
Read →Can My HOA Fine Me for My Garden or Clothesline in Florida?
In Florida, an HOA cannot restrict or fine you for gardens, clotheslines, or similar items that are not visible from the street or neighbors. Learn the rule.
Read →Can My HOA Fine Me for Trash Cans in Florida?
In Florida, an HOA cannot fine you for leaving trash cans out within 24 hours before or after collection. Learn the HB 1203 rule and challenge an improper fine.
Read →My HOA Fined Me Without a Hearing in Florida. Now What?
In Florida, an HOA fine imposed without a 14-day notice and a hearing before an independent committee is invalid. Learn how to get it thrown out.
Read →HOA Fines in Florida: Caps, Hearings, and Your Rights
Florida HOA fines are capped at $100 per violation by default and require a 14-day notice and a hearing before an independent committee. Know your rights.
Read →How Much Can an HOA Fine You in Florida?
By default a Florida HOA can fine $100 per violation and $1,000 total, and a fine under $1,000 cannot become a lien. Learn how the caps and defaults work.
Read →How to Fight an HOA Fine in Florida (Step by Step)
A step-by-step Florida guide to fighting an HOA fine: demand the hearing, check the $100 cap and independent committee, dispute in writing, then escalate.
Read →Can My HOA Fine Me Without Notice in Florida?
No. Florida HOAs and condos must give 14-day notice and a hearing before an independent committee before a fine sticks. Condo fines are capped too.
Read →Records Access
Your Right to Inspect HOA Records in Florida
Your Florida HOA must show you its records within 10 business days. Learn your rights, the $50/day penalty, and how to enforce them under Chapter 720.
Read →My HOA Won't Give Me Records in Florida. What Can I Do?
If your Florida HOA won't produce records within 10 business days, you can recover $50/day in damages. Learn the exact steps to force compliance.
Read →How to Request HOA Records in Florida (The Right Way)
Request Florida HOA records the right way: put it in writing, send it certified mail, and the association has 10 business days to respond. Step-by-step guide.
Read →What Documents Can I Request From My HOA in Florida?
A full list of the HOA records Florida owners can inspect, from minutes and financials to contracts, plus the short list of records that are off limits.
Read →Elections and Recall
HOA Elections and Recall in Florida
Florida HOA boards are elected by plurality and can be recalled by a majority of owners. Election and recall disputes go to DBPR arbitration or court. Learn how.
Read →How to Recall Your HOA Board in Florida
In Florida, a majority of HOA owners can recall the board. The board must act within 5 business days or file for DBPR arbitration. Step-by-step recall guide.
Read →Assessments and Liens
HOA Assessments, Liens, and Foreclosure in Florida
A Florida HOA must send two separate 45-day notices before lien and foreclosure, and apply your payments in a set order. Know your rights on assessments.
Read →Can My HOA Foreclose on My House in Florida?
Yes, a Florida HOA or condo can foreclose for unpaid assessments, but only after strict notices. Learn the 45+45 day rules and how to protect your home.
Read →Can My HOA Raise My Dues in Florida?
Yes, a Florida HOA or condo can raise dues through the annual budget, but must give proper notice. Know your notice rights and how to challenge overreach.
Read →Rules and Enforcement
Can My HOA Ban My Security Camera in Florida?
In Florida, HOAs and condos can regulate cameras on shared structures, but cameras inside your own unit or lot are largely yours. Know the line.
Read →Can My HOA Deny My Emotional Support Animal in Florida?
No, a Florida HOA or condo cannot deny a legitimate emotional support animal despite a no-pets rule. Fair Housing and Fla. Stat. 760.27 protect you.
Read →Can My HOA Deny Solar Panels in Florida?
No. Florida's Solar Rights Act (Fla. Stat. 163.04) bars HOAs from prohibiting solar panels. They can guide placement but not block your system. Learn how.
Read →Can My HOA Enter My Property in Florida?
A Florida condo association has a limited right to enter your unit for maintenance or emergencies under 718.111(5). Know the limits and your privacy rights.
Read →Can My HOA Restrict My Flag in Florida?
Florida law (Fla. Stat. 720.304) lets HOA homeowners fly the US flag, Florida flag, a military or POW-MIA flag, and a 20-foot flagpole. Know the limits.
Read →Can My HOA Restrict Rentals in Florida?
Yes, Florida HOAs and condos can restrict rentals, but condo rental amendments only bind owners who consent or who buy afterward. Know the difference.
Read →Can My HOA Tell Me What Color to Paint My House in Florida?
Yes, a Florida HOA can regulate exterior paint colors if its recorded covenants authorize it. But rules must be applied evenly. Know your rights.
Read →Can My HOA Tow My Car in Florida?
A Florida HOA or condo can tow from common areas with proper signs and notice under Fla. Stat. 715.07. Know your rights before your car disappears.
Read →Complaints and Remedies
Can I Sue My HOA in Florida?
Yes, you can sue your Florida HOA, but most disputes require pre-suit mediation first. Learn small claims vs. circuit court, attorney fees, and what to expect.
Read →HOA Complaints and Remedies in Florida: The Escalation Ladder
How to escalate an HOA dispute in Florida, from a written demand to pre-suit mediation to circuit court. Plus the truth about what DBPR does and does not do.
Read →HOA Pre-Suit Mediation in Florida, Explained
Florida requires pre-suit mediation for most HOA disputes before you can sue. Learn the 20-day response, shared costs, and what mediation does and does not cover.
Read →How to File a Complaint Against My HOA in Florida
How to file an HOA complaint in Florida: which go to DBPR, which need pre-suit mediation, and which go to court. A step-by-step guide that actually works.
Read →Who Regulates HOAs in Florida? (The Honest Answer)
The honest answer: Florida's DBPR does not police everyday HOA disputes. It handles elections, recalls, licensed managers, and crimes. Here's who does what.
Read →Everything here is a rule your association has to follow. If you sit on a board yourself, getting these same rules right is how disputes like these never start. That is what BoardComply helps Florida boards do.
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