Yes, your Florida HOA or condo association can raise your dues (regular assessments), usually through the annual budget the board adopts each year. The statutes set no automatic cap on how much dues can rise, but the board must follow proper notice and meeting procedures, budget for required reserves, and spend the money on legitimate association purposes. If it skipped the notice or padded the budget improperly, you have grounds to challenge it.

The statute

For condos, budgets and assessments are governed by Florida Statute 718.112 and 718.116. For HOAs, by Chapter 720 (720.303 and 720.308). The rules that protect you:

  • Notice of the budget meeting. In a condo, owners must receive notice and a copy of the proposed annual budget at least 14 days before the meeting where it is adopted (718.112(2)(e)). HOAs have their own notice requirements under Chapter 720.
  • You can attend and speak on the budget at that meeting.
  • Reserves must be funded where required. For condos three habitable stories or taller, structural reserves identified by a SIRS cannot be waived for budgets adopted on or after December 31, 2024 (718.112(2)(g)), though HB 913 (2025) lets a board briefly pause reserves after a milestone inspection to fund the repairs it found. That reserve requirement is a common, lawful reason dues rise.

Is there a cap?

Generally, no. Chapter 718 and Chapter 720 set no statutory percentage cap on regular dues increases. What limits the board is process and purpose: proper notice, a real budget tied to real expenses, and required reserve funding. Your governing documents may set their own cap or a member-approval threshold above a certain amount, so read your declaration and bylaws.

How to tell if the increase is improper

  • The budget was adopted without the required advance notice (14 days for a condo) or without a proper meeting.
  • The increase exceeds a cap or approval requirement in your own governing documents.
  • The budget includes expenses that are not legitimate association purposes.
  • You were blocked from attending or speaking at the budget meeting.

Note: a large increase driven by newly-required SIRS reserves is usually lawful, even if painful. That is the safety framework, not overreach.

Step by step

  1. Get the budget and the notice. Request the proposed and adopted budget and the meeting notice with a records request (/documents/records-inspection-request). Check the notice timing.
  2. Read your own documents for any cap or member-approval requirement on dues increases.
  3. Pay under protest if you dispute the increase, so you stay current and cannot be liened while you challenge.
  4. Object in writing citing the notice rule (718.112(2)(e) for condos) or your governing-document cap.
  5. Escalate. Condo owners can file DBPR complaint form 33-032 (/documents/dbpr-complaint-guide) or use arbitration and mediation under 718.1255. HOA owners generally use pre-suit mediation and the courts.

What you can do next

Pull the budget and meeting notice with a records request (/documents/records-inspection-request), check your governing documents for any increase cap, and pay under protest while you challenge. Condo owners can escalate to DBPR on form 33-032 (/documents/dbpr-complaint-guide).