The Florida laws that give owners their rights, in plain English. These are the sections our guides are built on. Always confirm against the current statute before you rely on a specific figure, because the Legislature amends these chapters almost every year.
HOAs: Chapter 720
- §720.303 - Records, meetings, budgets. Inspect official records within 10 business days; board-meeting notice and open-meeting rights. Records guide
- §720.305 - Fines and suspensions. The $100 and $1,000 caps, the 14-day notice, and the independent committee. Fines guide
- §720.306 - Meetings, elections, and voting. Elections guide
- §720.3035 - Architectural control. Limits on what the association can require. Architectural guide
- §720.3085 - Assessments and liens. The 45-day notices and the payment-application order.
- §720.311 - Pre-suit mediation. The required step before court for most HOA disputes.
- HB 1203 (2024) - the biggest HOA overhaul in a decade. What changed
Condos: Chapter 718
- §718.111(12) - Official records. Inspect within 10 working days; HB 1021 added invoices, receipts, and permits.
- §718.303 - Fines and suspensions. Same caps, and a condo fine can never be a lien. Condo fines guide
- §718.112 - Meetings, elections, recall.
- §718.116 - Assessments and liens. The mandatory payment order and the safe harbor.
- §718.1255 - Arbitration and mediation. The DBPR dispute path. Condo remedies guide
- §718.5012 - The Condominium Ombudsman. How to use it
- §553.899 and §718.112(2)(g) - Milestone inspections and SIRS. Building safety guide
- HB 1021 (2024) - the post-Surfside condo overhaul. What changed
- HB 913 (2025) - refined the milestone and SIRS rules (three habitable stories, SIRS deadline moved to Dec 31 2025, reserve-funding flexibility). What changed