HOA & Condo Rights Free, plain-English guides to your rights as a Florida homeowner
Your roadmap·Florida·The steps the law lays out. General information, not legal advice
Escalation roadmap

The board fined me and I think it's wrong

You were fined, and either the process was skipped or the fine breaks the statutory caps. Here is the path Florida owners generally follow, one step at a time. You decide which steps to take.

  1. 1

    Demand the hearing before the committee

    Fla. Stat. 720.305within the notice window on your fine letter

    Before a fine can stand, the law requires written notice and a hearing before an independent committee of members who are not on the board. Request that hearing in writing.

    If the committee never met, or was not truly independent, the fine likely was not validly imposed. Move to the dispute letter.

  2. 2

    Dispute the fine in writing

    Fla. Stat. 720.305as soon as you have the facts

    Lay out, in writing, which step was skipped or which cap the fine exceeds (the per-violation and aggregate caps are in the guide). Ask the board to rescind it.

    If the board will not back down, escalate. The route differs for an HOA and a condo.

  3. 3

    Escalate

    Fla. Stat. 720.311if the board refuses

    An HOA fine under the aggregate cap cannot become a lien. If the dispute is unresolved, offer pre-suit mediation. Only a fine at or above the lien threshold can start a lien, and that is the point to bring in an attorney.

    If the association threatens a lien over a large fine, stop here and talk to a Florida attorney.

Every letter here is free

Open any step above, fill the letter in yourself, and send it. Start with the first one.

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